There are lots of reasons the public calls on Gable & Associates, Inc.

Year after year, thousands of people in Virginia buy, sell or refinance their home. Most of these transactions contain a simple line item for an appraisal. Even though there are a multiplying number of automated home valuation processes that might appear to be cheaper than an appraisal, practically all lenders still call for a local expert because the stakes are incredibly high. But is obtaining a mortgage the only basis for getting an appraisal? Are there other situations when the services of a licensed, independent real estate professional might be helpful? Of course.


	Order appraisals on this website by simply clicking here.

Appeal your tax assessment in Fauquier County

If you live in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from Gable & Associates, Inc. is your best evidence when building your case. At Gable & Associates, Inc., we're equipped to assist you in disputing your tax assessment.

Gable & Associates, Inc. can help you eliminate PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance plan that most lenders ask home owners to buy when the amount being loaned to the home buyer is more than 80% of the actual value of the real estate. This additional payment is often lumped into the monthly mortgage payment and is soon forgotten. PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfortunate. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to eliminate PMI, Gable & Associates, Inc. will give you a statement regarding the value of your home. The price you paid for the home valuation can usually be offset in just a few months because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is a very traumatic ordeal for the parties involved, and it is often even more complicated by the burdensome decision of who maintains the house. It's a good idea to get an appraisal from Gable & Associates, Inc. so both parties are fully aware of the true market value of their house, regardless of the situation.

If the parties want to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Fair and accurate estate liquidation

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the highest degree of discretion.

Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to manage these issues. And since a home or other property often makes up an unequal share of the total estate value, knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received a fair deal.

Let Gable & Associates, Inc. assist you in relocating to or from Fauquier County

Moving due to a job change is a stressful event, and we understand. We take great care in establishing an accommodating appointment time for the appraisal inspection. During our detailed process, we encourage employees that are moving to provide feedback on the positive characteristics of their property, along with information about any recent sales or listings in their neighborhood that they want considered.

Let Gable & Associates, Inc. help you sell your home quickly at the right price

Whether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a better educated decision regarding your asking price. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are based on our efforts to perform the appraisal report and and aren't related to the sales price.

On a daily basis, we determine the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long properties are on the market. So, seeking a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.